> For the complete documentation index, see [llms.txt](https://docs.brokvix.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.brokvix.com/crm-admin/platform-configuration/configure-financial-approval-flows/overlimit-deposits.md).

# Overlimit PSP deposits

**For:** Brand administrators and Finance/Risk owners configuring review of PSP-confirmed deposits held above automatic-credit limits.

This process starts **after the PSP confirms a successful payment**. Automatic credit is held when the amount exceeds the PSP account's auto-approval ceiling or a brand daily deposit amount/count limit is reached. A payment within all applicable limits can credit automatically and does not enter this approval flow. The confirmed amount remains pending until the hold is resolved.

## Choose the route

| Configuration when the hold is created                                   | Route to read                                                                                                                                                                                                                                                               |
| ------------------------------------------------------------------------ | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| A live **Overlimit Deposits** workflow covers system-initiated requests. | [Workflow-based overlimit deposit approvals](/crm-admin/platform-configuration/configure-financial-approval-flows/overlimit-deposits/overlimit-deposits-workflow.md). A matching rule or the workflow fallback chain decides.                                               |
| No live applicable workflow.                                             | [Authoritative overlimit deposit approval](/crm-admin/platform-configuration/configure-financial-approval-flows/overlimit-deposits/overlimit-deposits-authoritative.md). One authorized transaction-level decision is required, not two successive Risk and Finance stages. |

A live workflow with no matching rule still uses its fallback chain; it does not revert to authoritative review. For the workflow route, **Applies to: Both** is needed to cover system-initiated holds.

Do not assume rejection automatically refunds the PSP-confirmed payment. Follow the transaction's refund or manual settlement instructions and reconcile the provider outcome separately. Test both credit and rejection paths in QA before enabling the configuration.


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